Migration Overseas
Migration Overseas
Since 1998
Study in Canada

Study Permit Guide 2026

Complete guide for Indian students - top universities, popular courses, dependent visa rules, and step-by-step application process.

Important 2026 Updates

3.2L+
Indian Students (2024)
8 Weeks
Processing Time
24 Hrs/Week
Work While Studying
3 Years
PGWP Duration

Top Universities for Indian Students

Canada is home to world-renowned institutions. Here are the most popular universities among Indian students:

#25

University of Toronto

Toronto, Ontario
Engineering Computer Science Business Medicine

Tuition: CAD 60,000 - 65,000/year

#29

McGill University

Montreal, Quebec
Medicine Law Business Arts

Tuition: CAD 25,000 - 55,000/year

#38

University of British Columbia

Vancouver, BC
Data Science Engineering MBA Life Sciences

Tuition: CAD 35,000 - 55,000/year

#112

University of Waterloo

Waterloo, Ontario
Co-op Programs Computer Science Engineering

Tuition: CAD 45,000 - 60,000/year

#115

University of Alberta

Edmonton, Alberta
Engineering AI/ML Energy Business

Tuition: CAD 30,000 - 45,000/year

Top Colleges Popular Among Indian Students

Canadian colleges offer diploma and post-graduate programs with excellent job placement rates. More affordable than universities:

Humber College

Toronto, Ontario
Business IT Healthcare Media

Tuition: CAD 16,000 - 20,000/year

George Brown College

Toronto, Ontario
Hospitality Culinary Construction Health

Tuition: CAD 15,000 - 18,000/year

Conestoga College

Kitchener, Ontario
Engineering Tech IT Trades

Tuition: CAD 15,000 - 17,000/year

Seneca College

Toronto, Ontario
Aviation IT Business Health

Tuition: CAD 15,000 - 18,000/year

Popular Courses for Indian Students

These programs offer excellent job prospects, PR pathways, and are in high demand:

Computer Science & IT

Software development, cybersecurity, cloud computing. High demand with CAD 80K-120K salaries.

Data Science & Analytics

Big data, machine learning, AI. 305,000 job openings projected by 2025.

MBA & Business Management

Finance, marketing, operations. 86% employment within 3 months. Average CAD 95K salary.

Engineering

Mechanical, Civil, Electrical. Strong demand in manufacturing and construction sectors.

Healthcare & Nursing

Severe shortage in Canada. Direct PR pathways. CAD 70K-100K salaries.

Finance & Accounting

CPA pathway, banking, financial analysis. Strong job market in Toronto.

Project Management

PMP certification pathway. High demand across all industries.

Hospitality & Tourism

Hotel management, culinary arts. Growing industry with good placement rates.

Spouse & Dependent Visa Rules (2026)

Important changes have been made to spousal open work permits for international students:

Spousal Open Work Permit (SOWP) Eligibility

Effective January 21, 2025: Only spouses of students in specific programs are eligible:

  • Master's Degree Programs: Must be 16 months or longer in duration
  • Doctoral Programs: All doctoral students' spouses are eligible
  • Professional Programs: Medicine, dentistry, law, etc.

Spouses of undergraduate, diploma, and certificate students are NO LONGER eligible for SOWP.

Student's Program Spouse Work Permit Children Study
Master's (16+ months) Eligible Fee waiver possible in some provinces (check locally)
Doctoral (PhD) Eligible Fee waiver possible in some provinces (check locally)
Professional Degree Eligible Fee waiver possible in some provinces (check locally)
Undergraduate Not Eligible Must pay intl. fees
Diploma/Certificate Not Eligible Must pay intl. fees

Bringing Children to Canada

  • Children can accompany on a Visitor Record or Study Permit
  • Public school (K-12) fees are set by each province and school board. A fee waiver may be available in some places, so confirm locally
  • Private schooling costs: CAD 15,000 - 30,000/year
  • Must show additional funds for each accompanying family member. IRCC lists CAD 29,192 for two people, CAD 35,888 for three and CAD 43,572 for four (applications from 1 September 2026)

Eligibility Requirements

Working While Studying

International students can work while studying in Canada under specific conditions:

Work Type Hours Allowed Conditions
Off-Campus 24 hrs/week During regular academic sessions. Unlimited hours during scheduled breaks. Study permit must allow off-campus work.
On-Campus Unlimited Work at your institution (library, labs, etc.)
Co-op/Internship Full-time Required part of program. Since 1 April 2026, eligible post-secondary students do not need a separate co-op work permit.
After Graduation (PGWP) Full-time Up to 3 years based on program length.

Average Wages: CAD $17-20/hour for part-time jobs. Popular jobs include retail, food service, tutoring, and administrative work.

Frequently Asked Questions

What is a DLI?

A Designated Learning Institution is a school approved by a provincial or territorial government to host international students. You MUST have a Letter of Acceptance from a DLI to be eligible for a study permit.

What is a GIC?

A Guaranteed Investment Certificate is a Canadian investment held with a Canadian financial institution. IRCC lists it as one example of acceptable proof of funds. It is not mandatory, and IRCC does not set a GIC amount. IRCC's living-cost figure for one applicant applying on or after 1 September 2026 is CAD 23,448, excluding tuition and travel. A study GIC is typically paid out as a lump sum on arrival and monthly installments, on the terms of the issuing institution.

What is PAL?

A Provincial Attestation Letter (PAL), or Territorial Attestation Letter (TAL), confirms that your study permit application falls within your province's allocation under the national cap. It is required for most applicants. In 2026, master's and doctoral students at public designated learning institutions, primary and secondary (K-12) students and a few other groups are exempt. Master's students at private institutions still need one.

Can I get PR after studying?

Many graduates apply for PR, but it is not automatic. After completing an eligible program you can apply for a PGWP (Post-Graduation Work Permit) of up to 3 years. Canadian work experience can help with Express Entry and provincial nominee programs, but selection depends on current cut-offs and each programme's rules.

What is the processing time?

Currently 8-12 weeks for regular stream applications. Apply 3-4 months before your program start date. SDS is no longer available as of November 2024.

Complete Costs Breakdown

Application Fees

Study Permit Application Fee $150 CAD
Biometrics Fee $85 CAD
Medical Exam (in India) INR 5,000 - 10,000
Proof of Funds for Living Costs (one applicant; a GIC is optional) $23,448 CAD

Annual Living Costs (Estimated)

Accommodation (Shared) $8,000 - $15,000 CAD/year
Food & Groceries $3,600 - $5,000 CAD/year
Transportation $1,200 - $2,400 CAD/year
Health Insurance $600 - $1,200 CAD/year
Books & Supplies $500 - $1,500 CAD/year

Tuition Fees (Per Year)

University (Undergraduate) $25,000 - $65,000 CAD
University (Master's) $20,000 - $55,000 CAD
College (Diploma/PG Diploma) $14,000 - $22,000 CAD
MBA Programs $30,000 - $120,000 CAD (total)

Start Your Study Journey in Canada

Get expert guidance on university selection, application process, and visa filing. Free counseling for Indian students.

Free Consultation
Home

Choose Destination

Our Services

Contact Us

Call WhatsApp Book